PayPal alternatives?
 

After PayPal's most recent debacle...
http://www.vbulletin.com/forum/showt...ghlight=paypal

...I've realized it's time to have a backup plan for payment processing. Not only are they threatening to shut a bunch of us off over a problem no one seems to be able to diagnose, but a significant amount of my readership hates them so much that they refuse to use any site that has them as a payment processor.

So are there any other payment processors out there that are plug-and-play? I'm not a developer and really need something simple as a back-up plan to PP.